William J. Carter

William J. Carter

2020 K Street NW
Suite 850
Washington, DC, 20006

Bill Carter solves contract problems for clients. With an emphasis on insurance contracts, he advises clients on legal and business issues to find solutions to their problems through civil dispute resolution. He has more than 35 years’ experience representing clients in all types of civil matters before trial and appellate courts.

Bill co-chairs the firm’s insurance practice, bringing a wealth of knowledge to the table regarding contract and insurance issues, and teams with clients to resolve contract disputes and protect their bottom line. In the area of environmental insurance coverage, Bill served as coordinating counsel for a national insurance carrier, advising and guiding attorneys and firms throughout the United States.

Bill counsels clients on third-party and first-party insurance coverage issues and contract interpretation. His third-party experience includes advising and defending insurers in disputes with insureds on claims made under comprehensive general liability, directors and officers (D&O), professional liability, and specialty policies. His first-party experience includes counseling and defending insurers in matters concerning homeowners’ policies, commercial property and jeweler’s block policies, life insurance, and other areas of coverage. Bill also assists insurance companies in reinsurance disputes.

In addition, Bill co-chairs the firm’s appellate practice, handling or supervising all appeals resulting directly from Carr Maloney’s litigation practice, as well as many cases that are referred to the firm post-trial, solely for the appeals. He has been counsel of record in more than 200 appeals of civil matters in many areas, including products liability, professional liability, insurance coverage, and contract matters.

Before joining Carr Maloney, Bill served as a criminal trial and appellate practitioner in the U.S. Army Judge Advocate General’s Corps. While a member of the armed forces during the Ford administration, Bill served on the Presidential Clemency Board.

Representative Experience

  • Won a case on appeal in DC under Maryland law on a legal issue of first impression, saving the client more than $1 million that had been awarded by the trial court.
  • In a case with a high-six–figure claim, he advised the client to resolve the matter with a low-five–figure amount rather than trying to make new law on the issue.
  • Submitted an amicus brief on behalf of insurer Medmarc in Riegel v. Medtronic, the U.S. Supreme Court’s 2008 ruling that bars most state common-law plaintiffs’ claims for injury by FDA pre-market approved medical devices.
  • Defended a restaurant and nightclub owner’s insurer, obtaining a ruling that an insurance policy’s assault-and-battery exclusion barred coverage in a wrongful-death action.


Martindale-Hubbell® has recognized Bill with the AV Preeminent® rating, ranking him at the highest level of professional excellence. He is listed in both Who’s Who in America and Who’s Who in American Law. Bill is also rated in Super Lawyers.


Community Service

Bill has been active in civic causes and Rotary International for many years. He served two elected terms as president of the Olney (Maryland) Rotary Club: 1999–2000 and 2005–2006. The organization has raised money for local causes such as the Olney Boys and Girls Club, Hospice Caring, Montgomery General Hospital, Special Love, Joe’s Ride, and Olney Help. The Olney Rotary Club has also been active with its local high school on community service projects, and has refurbished donated computers and sent them to schools in Jamaica.

Outside The Office

Bill played goalie on two hockey teams for many years -now retired- and also plays guitar. He enjoys playing golf, snorkeling and scuba diving, as well as hiking, skiing, and mountain biking in Colorado. Bill also likes to cook and has an interest in wines, especially reds from California and Oregon.