Coverage Exclusion Under Commercial General Liability Policy In Light of OCIP
Understanding coverage exclusions in a subcontractor’s commercial general liability insurance policy can be a daunting task. What the insuring language of the policy appears to provide, may be taken away through a policy exclusion. Such may be the case where a construction project provides an Owner-controlled Consolidated Insurance Program (“OCIP”) or a Contractor-controlled Consolidated Insurance Program (“CCIP”). Such Consolidated Insurance Programs are commonly referred to as “Wrap-Up” policies,